Insure Your Jewelry

It's time to update the appraised value on your favorite jewelry. (Or get them appraised for the first time if you never have.) Believe me you will be sorry if something gets lost or stolen. Chances are you will never get another one. I see this happen all too often.

Check to see what you currently have listed with your insurance. My insurance company calls it the "personal articles" policy. But, every company calls it something different. Just give your agent a call they'll help you out. At a minimum have your engagement ring and wedding band insured.

If those are already on your policy make sure the appraised value is up to date. Just the weight in gold could make the price increase considerably. Gold prices have gone up $200 in the last 6 months alone. Most policies will only cover the appraised value on record with your insurance policy. They don't account for fluctuations in gold prices.


Here's your to-do list:

1. Make a list of your favorite and most sentimental pieces.
2. Call your insurance agent.
3. Get a list of the items currently on your policy, and the covered value.
4. Compare the 2 lists. Anything missing?
5. Any item you thing might have gone up in value, get a new appraisal.
6. Get the new appraisals to you insurance company.

We are all about making it easy for you. We have GIA certified diamond graduates on staff and can do appraisals on the spot. Just give us a call before you come in. Then we'll fax the appraisal straight to your insurance company. So come armed with their fax number.

Better to be safe than sorry.

See you soon. Kim